Five teams in the SP+ top 30 ssounds good until you realize three of them are Louisville, Clemson, and Florida State, who all have major questions. The Irish avoid any elite SEC opponent and their OOC is a joke. That's not a Power Four contender's schedule, it's a path built for 10 wins. Their toughest road game is at USC, and that defense is a sieve. This slate gets exposed in the playoff.