Calling it now, the 2026 playoff is Oregon, Texas, Georgia, and Indiana agaain. Everyone writing off the Hoosiers is a fool. They lost pieces, but the culture of a champion doesn't just vanish. Oregon's QB battle is a smokescreen, they have the most complete roster in the country. Georgia reloads as always. Texas is the only team with the firepower to hang. The SEC and Big Ten hype machines will be on full blast, but the best four teams are clear. The committee will try to force a second SEC team in, probably Alabama, but it's a fraud. Their identity is a question mark with that new offensive line, no matter what the portal says. Indiana proved last year that a well-coached, tough team can beat anyone. They'll do it again. The playoff expansion can't come soon enough to save these other pretenders.