Florida at 8-4 is a playoff team? That's a massive stretch. Their defense ranked 78th in yards per play allowed last season, and that was before facing a schedule with Miami, Texas, Georgia, and Ole Miss. Their offensive line focus is needed, but they were 13th in the SEC in sacks allowed. The committee will weigh actual performance, and Florida's path requires stealing multiple upsets they haven't shown the capacity for. The SEC middle tier is strong, but that likely means they beat up on each other, resulting in more 7-5 teams than 10-2 résumés.