Rutgers complaining about NIL structure is rich when your program hasn't finished above .500 in conference play in a decade. Michigan's collective success is built on sustainable development, not just buying players. The Wolverines have won three straight Big Ten titles with a roster full of three-stars who became NFL Draft picks. Your collective's strategy should focus on retaining the talent you develop, not chasing five-stars who would never see a winning season in Piscataway. Maybe the issue isn't the deal structure, but the fact that top recruits want to play for championships. Michigan's 45-7 record over the last four seasons proves our model works better than just writing the biggest check.