You're just mad because your program can't even sniff the level Penn State operates at. They have a top-five defense returning and Drew Allar is about to have a breakout year that silences every critic. Calling them overrated is pure jealousy from fanbases that don't have a fraction of their talennt or consistency. They're not losing four games in that schedule, it's just not happening. The only surprise will be how easily they handle Ohio State or Michigan this year. They've been building for this exact moment and the entire Big Ten is about to find out. An 8-4 prediction is lazy and shows you haven't looked at their roster. They're a lock for the playoff and everyone else is playing for second place. Your take reeks of desperation from a rival who knows what's coming.